What this site is
EarnBitcoin.guide is an independent information website covering the products that pay you to hold cryptocurrency — staking, savings accounts, lending platforms, stablecoin yield and on-chain protocols.
We exist because this category is unusually difficult to compare honestly. Advertised rates routinely apply to a fraction of a real balance. Staking and lending are presented side by side with no label distinguishing them despite carrying entirely different risks. Commission is disclosed in help documentation rather than next to the number. And the regulatory position — particularly the fact that MiCA authorisation in the EU does not extend to lending programmes — is widely misunderstood.
Our job is to do the reading, run the arithmetic and publish the result.
- 14
- Platforms scored
- 5
- Scoring criteria
- Monthly
- Rate verification
- 0
- Paid placements
CeFi exchanges, lenders and DeFi protocols
Applied identically to every venue
Against primary sources
Rankings are not for sale
What we actually do
We verify rates against primary sources. Not against other comparison sites, and not against press releases. Every figure on this site is checked against the provider's own published rate page or documentation, and dated. Where a figure comes from a regulator or a court filing, we cite the filing.
We calculate effective rates. Where a headline applies to a capped first tranche, we model a mid-sized balance and publish the blended result. Where a rate is quoted gross of commission, we deduct it. Our rate comparison table shows both figures side by side.
We separate mechanisms. Staking, lending, rewards programmes and structured products are different things with different risks, and we label which is which even where the platform does not.
We check licences entity by entity. "Regulated" is meaningless without a named entity, a named regulator and a scope. Where a platform names those, we verify them against the relevant public register and say so. Where it does not, we say that too.
How we are funded
Some outbound links on this site are commercial partnerships, and we may be compensated if you open an account through one of them. Those links are marked in our HTML as sponsored links, which is the standard disclosure convention.
This funds the research. It does not direct it. Scores are set before any commercial conversation takes place and are not revisited afterwards, and several platforms we have no relationship with score above several that we do. Our editorial policy sets out the full method, including what we refuse to score and what would cause us to change a rating.
If you ever find a claim on this site that you think is wrong, or a rate that has changed, we would genuinely like to know. Write to us at editor@earnbitcoin.guide.
Our editorial position, stated plainly
We think crypto earn products are legitimate and useful, and we think most of the market presents them badly. Those two views are not in tension.
The mechanisms work. Over-collateralised lending survived the worst crisis this industry has had. Staking rewards were paid without interruption throughout 2022 while the centralised lending sector collapsed around them. The surviving operators are meaningfully better run than their predecessors, and several now hold genuine authorisations.
What has not improved is disclosure. The gap between what a platform advertises and what it pays remains the defining problem in this category, and closing that gap for readers is the entire purpose of this site.
We also try to say when the answer is to do nothing. Bitcoin held in self-custody earns no yield and carries no counterparty risk, and for many holders that remains the right choice. A site funded partly by affiliate links saying so is unusual, and we think it is the minimum standard for being worth reading.
Contact
Corrections, questions and press enquiries: editor@earnbitcoin.guide, or use the contact page. We read everything, and factual corrections get priority.